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Reviewing your current payment setup? Apex will look over your existing arrangement and tell you what we would change. Request a review
Apex Merchant Solutions

Merchant accounts

What underwriting actually looks at

The parts of an application that decide the outcome, and the ones merchants spend time on that make no difference at all.

The parts of an application that decide the outcome, and the ones merchants spend time on that make no difference at all.

Keep reading

More from Apex

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How to read a processing statement

Interchange, assessments and markup, separated - so you can see which part of your rate is negotiable and which part never was.

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Keeping chargeback ratios down

Descriptors, refund policy, delivery evidence and alert handling: the four things that move the ratio, in the order they are worth fixing.

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Questions about your own setup?

General guidance only goes so far. Tell us about your business and we will be specific.

  • One conversation Underwriting, integration and support are handled by the same team.
  • More than one path Where the profile allows it, accounts are set up with a fallback.
  • Nothing overstated No promise of approval, a rate or a timeline before underwriting has looked at your business.

No obligation, and no application submitted without your agreement.

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Questions about payments, an existing account, or anything else.

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