Applications
Start a merchant application
Nothing is submitted to an acquirer until you have seen what is going into it.
Before you start
What underwriting will ask for
Not all of it is needed to begin. Having it ready is what makes the difference between a quick decision and a slow one.
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Business details
Legal entity, ownership, and how long the business has been trading.
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Your website
Product pages, pricing, refund policy, terms and contact details.
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Banking
A business bank account and recent statements.
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Processing history
Recent statements if you are already processing, including refunds and chargebacks.
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What you sell
Products, suppliers and fulfilment - particularly for specialised verticals.
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Policies
Refund, delivery and privacy policies, and any documentation your industry requires.
Requirements vary by industry, jurisdiction and processing profile. Apex confirms what your file actually needs before anything is submitted.
Application
Tell us about the business
Enough to review your profile properly. We will come back to you with what else is needed.
- No obligation Nothing is submitted anywhere without your agreement.
- No guaranteed outcome Approval is an underwriting decision. We prepare the file; we do not promise the answer.
- More than one option Where your profile allows it, we look at more than one processing path.
Submitting this form is an enquiry, not an application to an acquirer, and creates no obligation on either side.
Start a merchant application
Tell us about the business and we will tell you what underwriting will ask for before anything is submitted.