Disclaimer

General information only

Everything published on this website is general information about payment processing. It is not financial, legal, tax or regulatory advice, and it is not advice about your specific business.

No guaranteed outcome

Apex does not guarantee approval for a merchant account, a processing rate, a saving against your current arrangement, or a timeline. Those are outcomes of underwriting, and underwriting decisions are made by the acquiring institution.

Availability varies

The solutions described on this website are not all available to every business. What is available depends on business type, products, jurisdiction, processing history and underwriting. Where a page says availability varies, it varies.

Chargebacks and fraud

No provider can prevent chargebacks or eliminate fraud, and Apex does not claim to. The tools described on this website reduce, monitor and help answer them.

Specialised industries

Apex provides payment infrastructure. We do not evaluate, endorse or verify the products a merchant sells, their legality, their safety or their suitability for any purpose. Nothing on this website is a medical, therapeutic, health, safety, scientific or legal statement about any product.

It is the merchant's responsibility to operate lawfully and to hold whatever licences, registrations and documentation their business requires.

Third parties

Where this website links to another organisation, we are not responsible for that organisation's content or practices.

About this document

This document describes how this website currently works. It has been drafted from the behaviour of the site itself and has not yet been reviewed by a qualified legal adviser. It must be reviewed, and amended where necessary, before Apex relies on it publicly.